Debt Settlement
A Debt Settlement program is a bankruptcy prevention program. The main benefits are the smallest monthly payment, most possible savings, and the quickest time frame to eliminate your debt. A debt settlement program is great for people who are unable to afford their minimum payments or have already started to fall behind and need a serious reduction in their monthly payments. A Debt Settlement program has you settling your accounts for less than what you owe. Monthly payments to that are NOT forwarded to your creditors, but instead held in an account in your name. During a debt settlement program you will be saving funds on a monthly basis to settle your accounts one by one from lowest to highest until you are debt free in typically 24-48 months!